Homemade Millionaireauthor and TV host Ramit Sethi Know one or two things about money. He even published about How to get rich And how Couples can manage their financial situation Together.
But his own financial journey was not perfect. He recently sat down with his wife Cassandra Couple podcast money Here they answer some of the same questions he asked the couple every week during an interview with friend Julie Nguyen.
Seth has always been Married since 2018Ramit often shares tidbits about their relationship in his podcasts and books, highlighting some of the strategies they use to navigate finances, earn different incomes, create shared goals, and more.
On the podcast, Ramit and Cassandra agreed to the most difficult conversation their couple has ever had: negotiating prenup before getting married.
“I’m thinking about it now,” Ramit said. “This is the first time I’ve brought it up, and I remember I’ve talked to a lot of people, got advice, planned what I’m going to say, and I’m very nervous about it.”
He said Cassandra received an idea for training, but things went south from there.
“Money will run through your relationship more than anything else”
Many money experts recommend Obtain a prenuptial agreementeven those with moderate financial situation. Training is a legal contract outlining how a couple deals with their financial situation when they divorce. Without a single person, a couple may end these decisions, such as those who obtain certain assets or pay for spouse support – Judge.
Prenups are for everyone, money expert Suze Orman Tell CNBC In 2020, individuals should be willing to bring it up with their partners.
“If you can’t talk money to someone who’s about to get married, you’re doomed to fail because money will go through more relationships than anything else,” she said.
When Ramit came up with the idea of bringing training to Cassandra, he had already started his business and wrote his first book on money. Cassandra doesn’t know them well, but is willing to learn. Although both of them agreed to get training, their negotiations were controversial due to different expectations and understandings about money.
Ramit saw the negotiations as strict financial situation and tried to make the numbers speak for themselves. Cassandra, on the other hand, is more emotionally thought, and Ramit doesn’t really think about it.
Ramit tried to make a “generous” proposal in his training proposal, but Cassandra was more concerned about their relationship and made sure they were in aligned with their feelings and emotions, he said.
“We started walking back and forth, and I was very confused and very hurt because I thought, ‘I’m not going to cheat anyone here.’
Cassandra eventually advises the couple to sit down with the therapist and talk about their emotions to find out where things are inconsistent. The therapist asked them how each of them looked at the money.
“It really opened up conversations that we couldn’t have, because my answer was, ‘Grow, of course, look at compounding.’ Her answer was “safe.”
“I should ask more questions”
Despite the turmoil, they said, the process helped the couple deepen their relationship not only by revealing how they view money, but also how they should communicate these feelings with each other.
Although Ramit is more focused on actual numbers, Cassandra has no financial knowledge to understand The security of the amount in their savings and investment accounts.
“I will never forget what Ramit said to me during that time. You were like, ‘I really need you to make money.’ “I take that very seriously because deep down I thought, ‘I know I’m not that good at money.’ I’ll get better. ‘”
As Ramit worked hard to learn to train and manage money, he admitted that he needed to improve his conversations so that he could communicate his source more clearly and understand Cassandra’s perspective better.
“In retrospect, you didn’t ask me to pull out an F————————————————————————————————————–
They say that after seven years of marriage, they still consider the knowledge they learn from training negotiations is the most valuable lesson they have learned from each other.
Cassandra said Ramit’s mindset revolves around enriching and trusting your money-making ability “really eye-opening.” Ramit is excited to learn from Cassandra the importance of checking out how you feel and talking about them.
“It really changed my relationship with people,” he said.
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