How to securely and legally raise cryptocurrencies in 2025

Key Points

• The SEC clarified that when directly bound to the network consensus process, solo, delegated points and custodial companies are not eligible for securities products.

• The guide released on May 29, the rewards obtained by network verification are considered compensation for the service, rather than profits from other people’s efforts, to remove them from the Howey test classification.

• Verifiers, node operators, and retail or institutional stakers can now participate without worrying about regulatory uncertainty, thus encouraging wider adoption of POS networks.

• Yield agriculture, ROI guaranteed bundles and hidden loan programs are still outside the scope of the law and may be considered as securities products.

On May 29, 2025, the U.S. Securities and Exchange Commission released new guidelines on cryptocurrencies to improve regulatory clarity. Prior to the release of the guidelines, investors and service providers were unsure whether regulators would consider depositing rewards as securities, risking legal trouble.

The latest moves of the SEC are obviously Outline Which type of casino is allowed and which ones are not allowed. This guide provides clear regulatory support for node operators, validators, and individual stakers, treating the points of the protocol as core network functionality rather than speculative investments.

This article explains how regulators will treat it Crypto Casino Under the new rules, what activities are still not allowed, what practices will benefit and what practices will be avoided.

Whether you’re a solo validator or using enterprise services, understanding these updates is key to staying compliant in the U.S.

The latest guide from the SEC

In 2025, the Securities and Exchange Commission’s (SEC) Corporate Finance Department issued groundbreaking guidance on when the program will be carried out Verification Proof of Verification (POS) Network Will not be considered as offering of securities.

• This guide applies to solos, as long as these methods are linked directly to third-party validators and hosted settings with the consensus process of the network.

• The SEC clarified that these insertion activities do not meet the criteria under the “investment contract” Howey Test.

• Regulators also distinguish between real programs and plans for profits that others work hard on (such as loans or speculation platforms).

• According to the guide, points rewards obtained by directly participating in online activities, e.g. Verify transactions Or ensure that blockchain is not considered a return on investment.

What are the put-in activities allowed under the new SEC rules?

The SEC’s corporate finance department has clarified that specific points activity on the POS network as part of the network consensus process does not constitute a securities product. The activities of these agreement activities are considered administrative rather than investment contracts.

Here is what the guide explicitly allows:

• solo: The SEC’s new guidelines allow individuals to use their resources and infrastructure to use cryptocurrency assets. As long as they retain ownership and control assets and participate directly in network verification, their points will not be considered as securities products.

• Delegated points (non-monitoring): The SEC allows users to delegate their verification rights to third-party node operators while controlling their crypto assets and Private key. It remains compliant because it does not involve transferring ownership or expecting profits in the management of others. Whether the node operator owns his own crypto assets will not change the Howey analysis of the protocol storage.

• Hosting occupies: The custodian likes it Encrypted exchange If the assets are clearly held for the benefit of the owner, rather than for other purposes, and the process is transparently disclosed to the owner before the activity, it may represent the user’s shares.

• Run the Verifier Service: This guide allows you to operate a validator node and get rewards directly from the network. These actions are seen as providing technical services rather than investing in third-party business.

did you know? All solos need to run their own nodes, usually with minimum token requirements, such as 32 ether (eth) Ethereum. Combination pools allow users to combine a smaller number of users and democratize access.

Guide to assistive services in SEC Crypto Staking

Service providers can provide “anxabilities” to owners of crypto assets. These services should be administrative or ministerial and do not involve entrepreneurs or management work:

• Cut coverage: Service providers may compensate owners for losses caused by cuts, similar to the protection of traditional business transactions, covering node operator errors.

• Not lasting in the early stage: The agreement can return assets to the owner before the non-key period of the agreement ends, thereby shortening the waiting for the owner.

• Flexible reward schedule: Projects may deliver engagement rewards at a different schedule or frequency than the agreement without repair or guaranteed to exceed the amount provided by the agreement.

• Asset Summary: The agreement can combine owner assets to meet the minimum, which is an administrative step in supporting staking without entrepreneurs during the verification process.

How the new SEC guide will benefit stakeholders in the POS ecosystem

SEC’s guide on protocol points supports a variety of stakeholders in the POS ecosystem.

Key benefits include the following:

• Validator and node operators: They can now raise assets and earn rewards without registering for securities laws. This clarity reduces legal risks to networks such as Stark and professional operators EthereumXDC and universe.

• POS web developers and protocol team: The guide confirms that agreement points are not considered investment contracts and can verify POS network design. This allows developers to develop their own projects without changing the economics of tokens or compliance structures.

• Hosting provider: Crypto exchanges and platforms that provide custody and retention can operate legally by clearly disclosing terms and keeping assets in different non-specified accounts.

• Retail investors and institutional participants: They can engage in solo or delegate participation with greater assurance. This clarity encourages compliance agencies to join the POS ecosystem.

These regulations may promote wider participation by increasing the number and diversity of validators, enhancing POS blockchain security and decentralization.

did you know? The concept of Staging dates back to 2012, namely Peercoin, which was the first POS blockchain. Different miningIt allows users to “use” coins to verify transactions, inspiring modern networks, e.g. Ethereum consensus layer and Cardano Prioritize energy efficiency and wider participation.

Staging vs. Securities: SEC draws the location of the line

The SEC’s latest guidance promotes protocol-based points related to network consensus, but it draws a clear line between legitimate points and activities similar to investment contracts. The following practices are still out of the authority of the guidelines:

• Generate farming or aquaculture plans related to consensus: Income income Save the token in the pool This does not help blockchain verification or cybersecurity still fall under the securities law.

• Bundled, opaque Defi Staking products with promising ROI: The complexity of providing a platform with unclear source of reward or guarantees of profit, the platform that aggregates products still has the risk of regulatory scrutiny.

• Centralized platform, disguising loans as points: A service that lends out user funds or generates returns through third-party investments while marking it as “Stage” does not comply with the new guidance and can be considered an unregistered securities.

This statement usually resolves the storage of the protocol, not all its variants. It does not solve all forms of mean Liquid contains liquidresuming or reproducing liquid. Node operators can often share rewards for free or charge fees for their services in a different way than the protocol.

Best Practices for Legal Cryptocurrencies in 2025

Since the SEC formally recognizes that the points of the agreement are non-deterministic activities, participants and service providers should take thoughtful compliance measures to stay within the safe area. These practices ensure clarity, protect user rights and reduce regulatory risks.

Following the SEC’s guidance, here are the best practices for legal cryptocurrencies in 2025:

• Ensure that Staking directly supports network consensus: Benefit assets only in the way of participating in blockchain verification. Your investment should be programmed through an agreement, not through management or similar investment activities.

• Maintain a transparent hosting arrangement: The custodian must clearly disclose the ownership of the asset and avoid the use of deposit assets. Crypto Trading or loanand act only as an agent that promotes bets.

• Before launching Staging Services, please consult your legal counsel: Seek legal advice to ensure Staging Services are administrative and compliant with SEC guidance.

• Avoid providing fixed or guaranteed returns: The agreement should determine income to prevent classification as an investment contract under the Howey test.

• Use clear, standardized disclosures and contracts: Provide clear documentation that explains user rights, asset use, fees and guardianship terms to avoid confusion.

Following these practices ensures established activities, transparency, and consistent with SEC’s focus on consensus-based participation.

did you know? Subscriptions can generate 5%-20% annual gains on tokens like the universe or universe Tezosproviding passive income for crypto holders. Unlike trading, it is low-timed – locking tokens, supporting the network and getting rewards – making it a popular choice for long-term investors.

Is the 2025 SEC Guide a Trend for Cryptocurrencies?

The SEC’s 2025 guide is an important step in cryptocurrencies in the United States, providing clear rules for the POS protocol. The guide will support the separation of protocols that support network consensus and classify products that generate products that generate products that generate products that categorize investment contracts.

The SEC confirmed that self-development, self-monitoring points and specific custody arrangements were not securities products, addressing the major legal uncertainty that hindered participation.

The framework allows a single validator and user to delegate tokens to third-party node operators as long as they maintain control or ownership of the assets. The SEC considers Stric Kewards to be payments for services, rather than managing profits at work, exempting it from the Howey test.

The guide creates a stable foundation for compliant infrastructure, encouraging institutional adoption, innovative services and retail participation.

By prioritizing transparency, self-customization and consistency with decentralized networks, the SEC’s approach can promote the growth of the POS POS ecosystem while discouraging risky or unclear discharge practices. This is a much-needed regulatory approval for the U.S. crypto industry.

This article does not contain investment advice or advice. Every investment and trading move involves risks and readers should conduct their own research when making decisions.