Revolution breeds funding, promising to destroy the old walls of Wall Street and bring valuables such as shares, ties and even skyscrapers on the blockchain. It’s called tokenization, and it could basically change as we own, trade and think of value. To understand what this means for the average man, we destroyed the concept and spoke with Ken Dicross, co-founder of the Blockchain inter-operation platform network, about the future of a tokenized world.
1. What is tokenization, really?
Tokenization takes a real world value, as part of Tesla, and transforms it into a digital token that lives on a blockchain.
What is a blockchain? Think of it as a super safe, shared digital recorder that cannot be easily changed. It is the same technology that power cryptocurrencies as Bitcoin.
Inserting stock into this safe digital wrap, it can move faster, more freely, and with fewer intermediaries over the Internet. As Ken Dicross puts it, the goal is simple: “It really brings all the valuables in this world on a chain, just where they need to be.”
Is this how to buy Tesla -Stock as a crypto -coin? Or something else?
It is not a meme coin. You do not buy a look or boastful token. You buy a digital representation of an actual part, supported 1: 1 by the real thing. It should legally authorize you to the same benefits as dividends, although this depends on how it is transmitted and regulated.
What is the difference between possessing a tokenized share and a regular part by, for example, Robinhood?
On Robinhood, your shares are locked into their system. Tokenized stock, however, is portable. You could keep it in a personal digital wallet, trade it worldwide 24/7, or even use it in new types of programs, such as challenge (decentralized finance) lending platforms. It’s like owning digital money instead of store -credit locked to one specific store.
2. Why is this important?
What problem solves tokenization that the current stock exchange is not?
The current system is slow, fragmented and limited by gatekeepers. Supply trades can take days to settle, and you are limited by geography and banking hours. Tokenization breaks these limits, creating what Dicross describes as a seismic change of possibilities.
“It’s like playing over Mario in the 90’s, where you could only go one direction,” Dicross explains. “And then they go out, and they go, as, Mario’s now open world. How, do whatever you want. It’s literally, as, as big of change.”
Is it about access, speed, cost or control?
All of the above. The ultimate goal is to unlock assets for everyone. For Dicross, tokenizing can reveal the true market value of asset through a massive expansion that can possess it.
“I will present that we may not know the actual true value of a skyscraper in Manhattan now, just because there are still limitations,” he says. “If the more you can give access and fraction … to where a farmer in Iowa can own part of it, I guarantee that this will increase value and prices.”
3. Real-world usage cases
Where tokenization is actually used today? Can anyone buy Apple Stock Surcard now?
Yes, but it’s complicated. Some foreign platforms already offer tokenized versions of major shares, but these are largely not available to US investors due to strict regulations. The real action takes place behind the scenes, where financial giants like JPMorgan and Franklin Templeton are already using their own private blockchains to token assets as monetary market finances and bonds, demonstrating the technology works scale.
How close are we to people who trade token shares just as they buy bitcoin or NFTS?
Closer than most people notice. The technology is ready, but regulation is the bottle. If regulators such as the values and exchange commission (SEC) create clear rules for tokenized securities, adoption could be fast. Think of 1-3 years for early use scale, and 5+ years for it to become mainstream.
4. Risks, not just rewards
What are the biggest risks with tokenized stock?
Regulatory uncertainty is the biggest obstacle. If regulators consider a platform illegal, investors could lose access to their securities. There are also technological risks. As Dicross notes, “This is a code used instead, you know, writing, as the deed of who owns what.” While he believes that this digital risk is preferable to the risk of an analogous world to lose physical document, it is still a risk.
How do you prevent fraud or manipulation on blockchain?
Blockchain’s transparency helps by showing each transaction publicly. But you still need human and legal layers: controlled guards who actually hold the lower share, appropriate auditors and regulatory overview. Blockchain does not eliminate the need for confidence; It only changes the architecture.
5. The big picture and the future
Some people say that tokenization will eat Wall Street. ‘ Is that real, or just marketing?
It’s a bit of both. Tokenization will not replace Wall Street, but it will force it to modernize. Dicross thinks the big companies will adapt launching their own blockchains and tokenized products.
“You may not have the same slice of the pie. Maybe it’s smaller … that means you have a smaller slice of something even bigger now,” he predicts.
What does the bag look like in five years if tokenizing works?
Imagine buying stock 24/7 from your phone, anywhere in the world. A compromise is immediate. Fees are almost zero. You can use your assets through various programs to trade, lend or borrow without waiting days or treat paperwork. This is the vision. For Dicross, it will be a world of countless blockchains, all needing to speak the same language, a problem that his company aims to solve.
“I hope it is, I’m like billions of chains,” he says. “We just know that it must be standardized that whatever chain you can perfectly talk to the chain that everyone else is.”
The future is not one chain to rule them all. It is a fragmentary world of digital securities, composed of infrastructure that most people never see.
Tokenization may not eat Wall Street. But it certainly sits at the same table.
