- A current study by Smartasset found that single adults without children (sink) In the United States, an average income of 102,648 US dollars needs to live comfortably, far above the national average content of $ 59,228, whereby the difficulty varies significantly from the state. While earlier studies suggested Glückplateau in a certain income, recent studies show that luck is increasing for many with higher incomes, especially over $ 100,000.
If you feel that you just don’t have enough money on the bench to enjoy a comfortable life, you are not alone.
A current study by financial advisors Smartaset Also in America’s most affordable state, West Virginia, single adults without children (lower) must earn at least 80,829 US dollars to live comfortably.
According to the SmartAsset metrics, this means that you can afford some advantages for lifestyles such as hobbies and holidays as well as financial goals such as retirement provision and educational funds. In addition, this content must also cover apartments, food, means of transport and medical costs.
The study was modeled on the popular household rule of 50/30/20, which indicates that 50% of the income for the necessities, 30% of discretionary expenses and 20% for long -term goals such as retirement or debt are due.
For some people, a vacation and the ability to save for older age are a matter of course.
For a large part of society, however, it is the definition of American dream to lead a safe financial life.
The average wage that is needed to live comfortably in America is more than six numbers according to the smartas set: 102,648 US dollars.
This is far from the average salaries of the Americans.
In June 2024, Fidelity analyzed the Bureau of Labor Statistics to determine that the average salary for employees in the USA is $ 59,228 – a fraction of the average means that are necessary to live conveniently in an analyzed state smartas set.
Men arose relatively better than women and took home a medium wage of $ 1,227 per week or $ 63,804 a year home. For women, this number was $ 1,021 per week or $ 53,092 per year – about fifth less than their male colleagues.
Hawaii was the least affordable state for employees to live comfortably and save for the future. There, the employees have to earn a little more than $ 124,000 to enjoy a vacation, pay their bills and save in the long term.
For a family of four, this number increases to over 294,000 US dollars.
Massachusetts was the second most common state and the state in which it is most expensive to educate a family and came just over $ 120,000 per sink and almost $ 314,000 for a family.
The most affordable state in the USA is West Virginia, in which a sink can live comfortably at almost 81,000 US dollars a year.
However, it is not the cheapest state that raises a family. This goes to Mississippi, where the Sinks 86,320 US dollars live alone, but families need $ 186,618.
Other cheaper states for single employees and families are Arkansas, North and South Dakota, Kentucky and Alabama.
Consolation or luck?
Of course, some Americans will not only strive to feel financially comfortable But want to earn enough to make them happy.
So far, barometers have proposed that a certain number can be reached to achieve luck and then do not improve the effects of more money.
For example, the late Daniel Kahneman, a winner of the Nobel Prize in economics, and his colleague and colleague, Angus Deaton, made happiness with up to 75,000 US dollars, according to which it plateaus.
But in 2021 – more than a decade later, a new study discovered that for some people the limit for how much money the happiness of people could improve does not exist.
The professor of the University of Pennsylvania, Matthew Killingsworth, found that luck increased in addition to the income without a border.
Another study that was submitted a year later discovered that the correlations between money and happiness were divided into three groups based on well -being: the least happy, the medium range happy and the happiest.
Economists found that Happiness increased with income up to 100,000 US dollars for the least happy group and then a plateau. For those in the middle area of emotional well -being, happiness continued to increase with income without limits. The happiest group was lucky and accelerated when they were over 100,000 US dollars.
This story was originally on Fortune.com
